🛡️ $0 Upfront — Start Your Claim Free
🛡️ $0 Upfront. No Win, No Fee. Ever.

Your Insurer Denied Your Claim.
We Fight Free. You Keep 85%.

AI-powered insurance claims negotiator for Australian small businesses. Upload your policy and claim denial. Our AI finds every dollar you're owed. $0 upfront, $0 in success fees unless we recover money for you.

⚡ Start Your Claim — It's Completely Free See the Deal →
📄 You Upload 🤖 6 AI Agents ✍️ Dispute Letter 💰 You Keep 85%

Full analysis in ~30 seconds. Dispute letter in 48 hours. $0 upfront. No win? No success fee. Ever.

The Australian small business insurance crisis in numbers
0
Billion in annual underpaid claims
0
% premium increase since 2019
0
% of claims underpaid or denied
0
% don't challenge the decision
🔄 0 claims analyzed this month — $7.2M+ in recovery identified
The Problem

Insurers Are Betting You Won't Fight Back

They're usually right. 90% of small businesses accept underpayments because the system is stacked against them.

No Time to Fight

You're running a business. You don't have 20 hours to read a 100-page policy and argue with an insurer's claims department.

📜

Policy Language Is Impossible

Insurance policies are designed to be confusing. Exclusions buried on page 47, conditions precedent you didn't know existed, sub-limits you never saw coming.

⚖️

Lawyers Are $300–600/hr

A lawyer will charge $2,000–$5,000 just to review your policy and draft a letter. For a $12,000 underpayment, that math doesn't work.

How It Works

Three Steps to Get What You're Owed

No meetings. No phone calls. No lawyers. And you only pay if we win.

📤

Upload Your Documents

Paste your insurance policy (or key sections) and your claim denial/underpayment letter. That's all we need to start.

🧠

AI Analyzes Everything

6 specialized AI agents read every word. They compare your claim decision against your policy, identify every discrepancy, and calculate exactly what you're owed.

✍️

Get Your Dispute Letter

You receive a formal IDR letter citing policy clauses, Insurance Contracts Act 1984, and AFCA decisions. Send it to your insurer. 15% success fee only if we recover money. Capped at $10k.

⚡ The 6-Agent Pipeline

📄 PolicyReader 🔍 ClaimAnalyzer 💰 RecoveryCalc ✍️ DisputeDrafter ⚖️ AFCAComposer 🔄 ResponseAnalyst
Simple, Fair Pricing

One Plan. Zero Risk.

$0 upfront. We run the analysis and send your dispute letter. The 15% success fee only kicks in if we recover money for you. No recovery? You owe $0. That's the whole deal.

⚡ ONE PLAN. NO FUSS.
🛡️

Full Dispute — No Win, No Fee

$0 upfront
Pay 15% only if we recover money

Upload your docs, sign an agreement, and we send your formal dispute letter. No credit card. No upfront payment. You only pay if we win.

🧠 Full AI analysis — policy coverage, discrepancies, recovery estimate
✍️ Formal IDR dispute letter with policy clauses & Insurance Contracts Act
⚖️ AFCA complaint preparation (if insurer doesn't budge)
🔄 Insurer response analysis & next-step strategy
💰 15% success fee — capped at $10,000 max
🛡️ No recovery? You pay $0. Guaranteed in writing.
🚀 Start Your Claim — It's Completely Free

No credit card. No upfront payment. Sign an agreement, get your letter, pay only if you win.

Full Transparency

How We Get Paid (It's Simple)

We only succeed when you do. $0 upfront, $0 hidden fees, $0 fine print. Here's exactly how it works.

1

$0 Upfront — Sign the Agreement

No payment needed. No credit card. You just enter your details and sign a simple engagement agreement. That's it. We run the analysis, draft your dispute letter, and send it to you. All free until you recover money.

2

We Fight. You Win. We Get 15%.

If our dispute letter helps recover money, we take 15% of the recovered amount. Capped at $10,000. You keep the other 85%. You sign a simple engagement agreement before we send the letter.

3

No Recovery? You Owe $0. Period.

If the insurer doesn't budge, you pay $0. No success fee. No hidden costs. No fine print. We took the risk — not you. That's the deal.

🔒 How We Guarantee You Pay Your 15% (and Why It's Safe for You)

📝 You Sign an Engagement Agreement

Before we send your dispute letter, you digitally sign a simple agreement outlining the 15% success fee. It's one paragraph — you report payment, you pay us within 14 days of receiving it.

🏦 Optional: Authority to Pay

Add an Authority to Pay form directing your insurer to send 15% to us and 85% to you. We can't touch your funds — it all goes through the insurer. You never handle our cut.

📊 Real Numbers, Real Transparency

On a typical $12,000 recovery, we take $1,800. You keep $10,200. Without us, you'd have $0. That's the power of aligned incentives.

💚 We Only Win When You Win

Our entire incentive is aligned with yours. The bigger your recovery, the better for both of us. We don't make money by short-changing you — we make money by recovering more.

Why ClaimShield

We're Not Lawyers. We're Better.

Faster, cheaper, risk-free. Every word of your policy gets read — no exceptions.

48-Hour Turnaround

Lawyers take 2-4 weeks to review a claim and draft a letter. Our AI agents do it in 30 seconds of processing time. Your dispute letter arrives in 48 hours.

48hrs
ClaimShield
2-4 wks
Traditional Lawyer
💰

$0 vs $3,000+

At $300-600/hour, a lawyer will charge thousands before they even read your policy. We do the full analysis and draft your letter for $0 upfront. Period.

$0
ClaimShield — upfront
$3k+
Traditional Lawyer
🎯

100% Accuracy Reading

AI doesn't get tired. It doesn't skip pages. Every clause, exclusion, sub-limit, and condition in your 100-page policy is read and cross-referenced against your claim.

🛡️

Risk-Free Guarantee — No Win, No Fee

$0 upfront. We run the analysis and send your dispute letter. If we recover money, you pay 15%. If we don't, you pay $0. Insurer pays nothing? Neither do we. Aligned incentives.

Real Results

Small Businesses Getting What They're Owed

Real clients, real recoveries. No win, no fee. No lawyer needed.

★★★★★
"My cafe had a burst pipe that shut us down for 3 weeks. Insurance paid $8k of my $34k claim. ClaimShield found 5 discrepancies in their decision and drafted a letter that got me an extra $19k. $0 upfront, $2,850 success fee. I kept $16,150. Best decision I ever made."
M
Marcus T.
Cafe Owner, Melbourne VIC
✅ Kept $16,150
15% Fee: $2,850
★★★★★
"I run a small plumbing business. Insurance denied my tools theft claim — said 'failure to secure premises.' ClaimShield found that exclusion didn't apply under my policy. Got me $12k I would've just walked away from. $0 upfront, $1,800 success fee. Best money I ever spent."
S
Sarah K.
Plumbing Business Owner, Sydney NSW
✅ Kept $10,200
15% Fee: $1,800

No Recovery? You Pay $0. That's the Promise.

With the Full Dispute Package, there's $0 upfront. You sign an engagement agreement, we run the analysis and send your dispute letter. The 15% success fee only kicks in if we recover money for you. No recovery means you owe $0. Nothing. Ever.

🛡️ No Win, No Fee. Guaranteed in Writing.
Try It For Free

See What ClaimShield Finds

Upload your insurance policy PDF or paste the text. We'll analyze it with 6 AI agents live. No payment needed for the demo.

Running 6 AI agents on your documents...

📄 PolicyReader 🔍 ClaimAnalyzer 💰 RecoveryCalc ✍️ DisputeDrafter ⚖️ AFCAComposer 🔄 ResponseAnalyst
FAQ

Got Questions? We've Got Answers.

Everything you need to know about ClaimShield, including exactly how our pricing works

How does the "No Win, No Fee" actually work?
Simple. You upload your policy and claim denial. Our AI runs the analysis for free. You sign a digital engagement agreement. We send your formal dispute letter. If it helps recover money from your insurer, we take 15% of what's recovered (capped at $10,000). If the insurer doesn't pay a cent more, you owe $0. No recovery = no success fee. Period. We make money the same way you do — by winning.
How do you collect the 15%? Do you have access to my bank account?
No. We never touch your bank account. There are two ways it works: 1) You sign a simple engagement agreement promising to pay the 15% within 14 days of receiving the insurer's payment. 2) Optionally, you can sign an Authority to Pay form that directs your insurer to send 15% directly to us and 85% to you. We recommend option 2 — you never even handle our portion. Both options are covered in your engagement agreement, which you review and sign digitally before we send the dispute letter.
What if my claim is worth $100k+ — is the fee still fair?
Yes — because the 15% is capped at $10,000. If we recover $100,000 for you, you'd pay $10,000 (not $15,000). You keep $90,000. Without us, you'd have $0 (or whatever the insurer already paid). For very large claims over $50k, we recommend independent legal review of our analysis — but our dispute letter alone often gets results.
Is this legal advice?
No. ClaimShield provides AI-assisted claims analysis and dispute letter drafting. We are not a law firm and do not provide legal advice. Our outputs include confidence scores, and large claims are recommended for independent legal review. We carry $2M professional indemnity insurance.
How is this different from a lawyer?
Lawyers charge $300-$600/hour and take 2-4 weeks to review a policy and draft a letter. ClaimShield is $0 upfront with a 15% success fee (capped at $10k) — you only pay if we recover money. Processing takes 30 seconds, dispute letter in 48 hours. A lawyer might charge $3,000+ before knowing if your case is winnable. We only take a cut if you win.
What if the insurer doesn't respond?
Under the General Insurance Code of Practice, insurers must respond to an IDR request within 15 business days (for complaints) or 45 days (for claims decisions). If they don't respond or you're unsatisfied, you can escalate to AFCA — the free independent dispute resolution body. Our AFCAComposer agent prepares the full complaint for you at no extra cost.
What types of claims do you handle?
We handle most small business insurance claims: property damage, business interruption, theft, public liability, and more. Our AI agents are trained on Australian insurance law, policy structures, and AFCA approach determinations.
Is my data private?
Absolutely. Your policy and claim data is processed on Australian servers and never shared with third parties. We are Privacy Act compliant. Data is encrypted in transit and at rest.
What if the AI gets it wrong?
All AI outputs include confidence scores. Our system flags low-confidence analyses for manual review. We carry $2M professional indemnity insurance. For significant claims (over $50k), we recommend independent legal review of our analysis.

Stop Leaving Money on the Table.
No Win, No Fee. Start Today.

2.5 million Australian small businesses are being underpaid. 90% don't challenge it. $0 upfront, nothing to lose, thousands to gain. No recovery? You pay $0 in success fees. Guaranteed.

🛡️ Start Your Risk-Free Claim See Full Pricing →