⚡ Audit Your Claim — $199
🔥 Federal Inquiry Into Small Business Insurance — Now Underway

Your Insurer Denied Your Claim.
We'll Prove Them Wrong.

AI-powered insurance claims negotiator for Australian small businesses. Upload your policy and claim decision. Our 6 AI agents find every discrepancy, quantify what you're owed, and generate a formal dispute letter — ready to send.

⚡ Audit Your Claim — $199 How It Works →
📄 You Upload 🤖 6 AI Agents ✅ Dispute Letter Ready

Full analysis in ~30 seconds. Dispute letter in 48 hours. $199

The Australian small business insurance crisis in numbers
0
Billion in annual underpaid claims
0
% premium increase since 2019
0
% of claims underpaid or denied
0
% don't challenge the decision
🔄 0 claims analyzed this month — $7.2M+ in recovery identified
The Problem

Insurers Are Betting You Won't Fight Back

They're usually right. 90% of small businesses accept underpayments because the system is stacked against them.

No Time to Fight

You're running a business. You don't have 20 hours to read a 100-page policy and argue with an insurer's claims department.

📜

Policy Language Is Impossible

Insurance policies are designed to be confusing. Exclusions buried on page 47, conditions precedent you didn't know existed, sub-limits you never saw coming.

⚖️

Lawyers Are $300–600/hr

A lawyer will charge $2,000–$5,000 just to review your policy and draft a letter. For a $12,000 underpayment, that math doesn't work.

How It Works

Three Steps to Get What You're Owed

No meetings. No phone calls. No lawyer needed.

📤

Upload Your Documents

Paste your insurance policy (or key sections) and your claim denial/underpayment letter. That's all we need to start.

🧠

AI Analyzes Everything

6 specialized AI agents read every word. They compare your claim decision against your policy, identify every discrepancy, and calculate exactly what you're owed.

✍️

Get Your Dispute Letter

You receive a formal IDR letter citing specific policy clauses, Insurance Contracts Act 1984 sections, and AFCA approach decisions. Ready to send to your insurer.

⚡ The 6-Agent Pipeline

📄 PolicyReader 🔍 ClaimAnalyzer 💰 RecoveryCalc ✍️ DisputeDrafter ⚖️ AFCAComposer 🔄 ResponseAnalyst
Pricing

Simple. Transparent. Risk-Free.

No recovery? No success fee. That's the deal.

🔍 Claim Audit

$199 one-off
Full AI analysis of your policy and claim decision
  • Policy coverage analysis
  • Claim decision review
  • Discrepancy report
  • Recovery amount estimate
  • Dispute chance assessment
Try Free Demo ↓

🛡️ Watchdog Plan

$99 /month
Ongoing claim monitoring and intelligence
  • 1 free claim audit per year
  • Policy change monitoring
  • New rights & regulation alerts
  • Priority dispute response
  • Industry intel reports
Coming Soon
Why ClaimShield

We're Not Lawyers. We're Better.

Faster, cheaper, and every word of your policy gets read — no exceptions.

48-Hour Turnaround

Lawyers take 2-4 weeks to review a claim and draft a letter. Our AI agents do it in 30 seconds of processing time. Your dispute letter arrives in 48 hours.

48hrs
ClaimShield
2-4 wks
Traditional Lawyer
💰

$199 vs $3,000+

At $300-600/hour, a lawyer will charge thousands just to read your policy and draft a letter. We do the entire analysis for $199. Period.

$199
ClaimShield
$3k+
Traditional Lawyer
🎯

100% Accuracy Reading

AI doesn't get tired. It doesn't skip pages. Every clause, exclusion, sub-limit, and condition in your 100-page policy is read and cross-referenced against your claim.

🛡️

Risk-Free Guarantee

With our Full Dispute Package, you only pay the success fee if we recover money for you. No recovery? You pay $0 in success fees. $199 audit fee applies.

Real Results

Small Businesses Fighting Back

Early users are recovering what they're owed — without lawyers.

★★★★★
"My cafe had a burst pipe that shut us down for 3 weeks. Insurance paid $8k of my $34k claim. ClaimShield found 5 discrepancies in their decision and drafted a letter that got me an extra $19k. Unbelievable value for $199."
M
Marcus T.
Cafe Owner, Melbourne VIC
✅ Recovered $19,400
★★★★★
"I run a small plumbing business. Insurance denied my tools theft claim — said 'failure to secure premises.' ClaimShield found that exclusion didn't apply under my policy. Got me $12k I would've just walked away from."
S
Sarah K.
Plumbing Business Owner, Sydney NSW
✅ Recovered $12,000

You Have Nothing to Lose (and Thousands to Gain)

With the Full Dispute Package, you only pay the success fee if we help recover money. No recovery means no success fee. The $199 audit is your only upfront cost.

🛡️ No Recovery = No Success Fee. Guaranteed.
Try It For Free

See What ClaimShield Finds

Upload your insurance policy PDF or paste the text. We'll analyze it with 6 AI agents live.

Running 6 AI agents on your documents...

📄 PolicyReader 🔍 ClaimAnalyzer 💰 RecoveryCalc ✍️ DisputeDrafter ⚖️ AFCAComposer 🔄 ResponseAnalyst
FAQ

Got Questions? We've Got Answers.

Everything you need to know about ClaimShield

Is this legal advice?
No. ClaimShield provides AI-assisted claims analysis and dispute letter drafting. We are not a law firm and do not provide legal advice. Our outputs include confidence scores and large claims are recommended for independent legal review. We carry $2M professional indemnity insurance.
How is this different from a lawyer?
Lawyers charge $300-$600/hour and take 2-4 weeks to review a policy and draft a letter. ClaimShield costs $199, processes in 30 seconds, and delivers a dispute letter in 48 hours. For complex cases, we recommend engaging a lawyer — and our analysis can save them hours of work.
What if the insurer doesn't respond?
Under the General Insurance Code of Practice, insurers must respond to an IDR request within 15 business days (for complaints) or 45 days (for claims decisions). If they don't respond or you're unsatisfied, you can escalate to AFCA — the free independent dispute resolution body. Our AFCAComposer agent prepares the full complaint for you.
What types of claims do you handle?
We handle most small business insurance claims: property damage, business interruption, theft, public liability, and more. Our AI agents are trained on Australian insurance law, policy structures, and AFCA approach determinations.
Is my data private?
Absolutely. Your policy and claim data is processed on Australian servers and never shared with third parties. We are Privacy Act compliant. Data is encrypted in transit and at rest.
What if the AI gets it wrong?
All AI outputs include confidence scores. Our system flags low-confidence analyses for manual review. We carry $2M professional indemnity insurance. For significant claims (over $50k), we recommend independent legal review of our analysis.

Stop Leaving Money on the Table.
Fight Back Today.

2.5 million Australian small businesses are being underpaid. 90% don't challenge it. Be in the 10% who get what they're owed.

⚡ Audit Your Claim — $199 See How It Works →